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Fampay.

Building for younger users means the compliance work is harder, not easier.

Client
Fampay
Sector
Fintech
Scope
App + web + admin
Stack
TypeScript, Node.js, React
Platforms3App + web + admin
SectorFintechIndustry
Technologies7TypeScript · Node.js · React
EngagementEnd to endDesign, engineering and support
Overview

A fintech product across app, web and an internal admin console, covering onboarding, spending and the controls behind it.

01 — The challenge

What made it hard.

Ledgers must balance to the cent across providers, currencies and retries. Approximate is the same as wrong.

01

Onboarding compliance

KYC and AML checks have to satisfy regulation without becoming the reason users abandon signup.

02

Provider dependency

Payment rails fail in ways you do not control. The system has to degrade without losing money.

03

Audit expectations

Regulators ask what happened on a specific date to a specific account. The answer has to take minutes.

02 — The product

What we shipped.

A fintech product across app, web and an internal admin console, covering onboarding, spending and the controls behind it.

03 — The build

How it holds up.

Double-entry from the first commit, idempotency on every money-moving endpoint, and a reconciliation job that runs whether or not anyone is watching.

The system

Card and ledger events are append-only, so a balance can always be reconstructed from what actually happened.

Stack
TypeScriptNode.jsReactPostgreSQLRedisAWSTerraform
iOS and Android apps
Web platform
Admin and operations console
Architecture, CI/CD and handover docs
04 — Ownership

Theirs, from day one.

Repositories, cloud accounts and documentation sat with the client throughout. Senior engineers wrote the production code rather than specifying it.

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Architecture

How Fampay is built.

The stack, layer by layer, from what customers touch to the infrastructure underneath.

01Apps & interfacesTypeScriptReact
02Services & APIsNode.js
03DataPostgreSQLRedis
04Cloud & infrastructureAWSTerraform
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Budget
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